Often times you will hear Emergency Management in your communities talk about "All Hazard Planning", what you may not hear is the words "Risk Based". While the planning process lays out who does what in a disaster, we do want begin planning for the most likely and build our planning effort towards less likely events.
So as you and your family, friends look at what to prepare for start with this nice info-graph from Homeownersinsurance.org.
Also take some time to chat with your insurance agent about your coverage.
Back to the info-graph, find your state, look at the hazards for that state and start from their.
I live in Washington State and it list forest fire, but I live in the city of Seattle so that is not a high concern for my family (but what about smoke?, What if you are on vacation on the other side of the mountain during fire season?) All good questions, that should inform your preparedness.
As a bonus here is FEMA's State and Local Guide (SLG) 101 Guide for All-Hazard Emergency Operations Planning