“We shall draw from the heart of suffering itself the means of inspiration and survival.” -Winston Churchill

Why wait for for suffering to learn a lesson we can see before it happens?   Why wait?
You know your car will quit running without gas; so you put gas in it.
So if we know that when it rains/snow/blows the power may go out what have you done to plan for that?

• Bought a generator? (and understand how to operate it safely)
• Identified "Day places" to go to warm up? Library, community centers,malls, etc.
• Extra Blankets?
• Have a gas fire place?
• A friend or hotel that has power?

So that's an easy "disaster" to deal with, do the work. Then look at something more serious that may affect your family.

Disaster Dave